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Mortgage update from Octagon Finance

Update from Paul at Octagon Finance

Maillard’s Estates have asked Paul from Octagon Finance to provide an update on mortgage lending during Covid 19

3 Month mortgage holiday

  • Not all banks are offering this but a lot of banks are, it will be based on individual circumstances
  • Apply with your bank direct some banks have a link on their website
  • The Interest and capital will be added to future payments so after the 3 months your repayments will be higher
  • Contact your lender for information – don’t bury your head in the sand

Update on mortgage lending

  • Most lenders have now stopped performing physical valuations however it is advised to speak to your lender to see if there are any other options
  • A few of the banks have now stopped taking new applications for a period of three weeks which will be reviewed again in three weeks
  • This all being said there is good news, today one of the high street banks has reduced all their interest rates and is still offering 95% mortgages. There are some great deals!

If you need financial advice speak to a financial adviser

Paul Winteridge

Octagon Finance

paul@octagonfinance.co.uk

077977 27509