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Mortgage update from Octagon Finance
Update from Paul at Octagon Finance
Maillard’s Estates have asked Paul from Octagon Finance to provide an update on mortgage lending during Covid 19
3 Month mortgage holiday
- Not all banks are offering this but a lot of banks are, it will be based on individual circumstances
- Apply with your bank direct some banks have a link on their website
- The Interest and capital will be added to future payments so after the 3 months your repayments will be higher
- Contact your lender for information – don’t bury your head in the sand
Update on mortgage lending
- Most lenders have now stopped performing physical valuations however it is advised to speak to your lender to see if there are any other options
- A few of the banks have now stopped taking new applications for a period of three weeks which will be reviewed again in three weeks
- This all being said there is good news, today one of the high street banks has reduced all their interest rates and is still offering 95% mortgages. There are some great deals!
If you need financial advice speak to a financial adviser
Paul Winteridge
Octagon Finance
077977 27509